Building the Financial Infrastructure for African Agriculture
Africa feeds more than 1 billion people, yet smallholder farmers lack access to finance, records and market trust. FarmWallet was built to solve this.
The FarmWallet Story
Company Founded
FarmWallet Limited established in Accra, Ghana
First VSLA Digitized
Launched pilot with initial village savings groups
AGRA Partnership
Joined forces with AGRA on rice competitiveness project
Scaling Impact
Expanding across Ghana's agricultural regions
Vision Goal
Targeting 500,000 farmers empowered
Driving Change Through Clear Vision
Our Vision
To become West Africa's premier digital financial inclusion platform, empowering 500,000 smallholder farmers by 2028 through technology-enabled community banking.
Our Mission
Transforming rural agricultural finance by digitizing village savings through innovative USSD technology, creating transparent ecosystems that enable farmers to build credit histories and access markets.
Impact Target
2028
Farmers Goal
500K+
Financial Exclusion in Africa's Agricultural Heartland
of farmers remain financially excluded from formal services
Ghanaian smallholder farmers locked out of formal finance
agricultural financing gap across sub-Saharan Africa
average post-harvest loss due to inadequate storage & market access
Traditional VSLA Limitations We're Solving
Security Vulnerabilities
Cash stored in physical boxes creates theft risks and limits growth
Opacity & Disputes
Paper-based record-keeping generates conflicts and reduces trust
Scale Barriers
Groups cannot access larger credit facilities or formal banking integration
Market Isolation
No connections to agricultural value chains or input suppliers
Digital Villages, Transparent Futures
The FarmWallet mobile app transforms traditional village savings into a modern digital experience while preserving community-driven governance.
Traditional vs FarmWallet
FarmWallet transforms agriculture from informal to bankable.
