
1K+ Membership
Communities & Farmers
WELCOME TO FARMWALLET
Digital Finance & Data Infrastructure for Farmers
Transforming village banking for Africa’s agricultural future using technology & mobile finance.
A digital financial and data ecosystem connecting the agricultural value chain
FarmWallet operates as Ghana's leading digital VSLA platform, combining USSD and mobile technology to provide financial services to rural farming communities. We leverage mobile money infrastructure to deliver savings , credit and marketplace access.

Marketplace
Digital
VSLA
Credit
Scoring
Empowering Every Link in the Chain
From farmers to financial institutions, we connect the entire agricultural ecosystem.
Smallholder Farmers
Secure savings, digital ID, input access and digital payments.
Off-Takers & Buyers
Transparent and traceable supply data and settlement.
Input Dealers
Organize farmer groups and manage input distribution.
Financial Institutions
Verified farmer data enabling credit scoring and lending.
What Makes FarmWallet Unique
Purpose built infrastructure for agricultural digital transformation.
Digital Finance
FarmWallet integrates financial services with a powerful data infrastructure, capturing farmer identity, transactions, production history and field activity. This enables supply-chain actors and financial institutions to confidently work with farmers based on verified data rather than assumption.
Transforming Communities Through Sustainable Agriculture Is Our Focus
Join us in the pursuit of financial inclusion, poverty reduction and sustainable agriculture, contributing to positive change in the lives of smallholder farmers and their communities.

Community First
We believe that strong communities are the foundation of sustainable financial systems. FarmWallet strengthens existing VSLA bond rather than replacing them, ensuring that technology serves to enhance rather than distrupt the social capital that makes rural finance
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Inclusive Access
Financial services should reach every farmer, regardless of device, literacy level or geographic location. Our USSD-first approach ensures that no one is excluded from the digital economy, making sophisticated financial tools accessible through the simplest mobile phone
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Transparency & Trust
We build systems that create clarity and accountability in every transaction. By digitizing record keeping and enabling real time tracking, we eliminate disputes and strengthen trust between community members while maintaining the democratic governance that defines successful VSLAs
Learn moreTransforming Agriculture at Scale
Real numbers. Real impact. Driving financial inclusion and agricultural transparency across Africa.
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Farmers Onboarded
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Regions Engaged
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VSLAs onboarded
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Partners
Our Presence in Ghana
Serving farmers across 6 strategic regions
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